Currently she works as a researcher for Instituto de Investigación Tecnológica, where she coordinates the Smart Management for Sustainability area, and as a lecturer in the Economics Department at ICADE.

Her research focuses on sustainable corporate strategies, their instrumental value and their contribution to sustainable development.

In addition, she presents her work at international academic conferences.

Finally, she is a reviewer for ranked academic Journals and a member of the CETIS Phd Program, at Universidad Pontificia Comillas.

Areas of interest:

Corporate strategy, sustainability, innovation and digitalization, development economics, savings and investment products, sustainable finance, financial markets, stakeholder capitalism.

Highlighted Publications

E. Aracil, J. Jung, A. Melguizo, "Leveraging fintech mobile money to expand banks’ financial services in developing countries", Finance Research Letters, Vol. 72, pp. 106280, February 2025. [Online: October 2024] doi: 10.1016/j.frl.2024.106280
JCR-JIF: 7,100 Q1 (2025); - SJR: 1,672 Q1 (2025);
D. Roch Dupré, E. Aracil, P. Calvo-Báscones, "Monitoring socioeconomic readiness for the demographic transition: Introducing the Senior Economy Tracker", Structural Change and Economic Dynamics, Vol. 71, pp. 430 - 443, December 2024. [Online: August 2024] doi: 10.1016/j.strueco.2024.08.007
JCR-JIF: 5,500 Q1 (2024); 6,100 Q1 (2025) - SJR: 1,406 Q1 (2024); 1,421 Q1 (2025)
E. Aracil, E. Diaz-Aguiluz, G. Gomez-Bengoechea, R. Mota, D. Roch Dupré, "Regional socioeconomic assessments with a genetic algorithm: an application on income inequality across municipalities", Social Indicators Research, Vol. 173, pp. 499 - 521, June 2024. [Online: May 2024] doi: 10.1007/s11205-024-03345-4
JCR-JIF: 2,800 Q1 (2024); 3,200 Q1 (2025) - SJR: 0,933 Q1 (2024); 0,918 Q1 (2025)
F.J. Forcadell, A. Lorena, E. Aracil, "The firm under the spotlight: how stakeholder scrutiny shapes corporate social responsibility and its influence on performance", Corporate Social Responsibility and Environmental Management, Vol. 30, nº. 3, pp. 1258 - 1272, May 2023. [Online: November 2022] doi: 10.1002/csr.2417
JCR-JIF: 8,300 Q1 (2023); 10,100 Q1 (2025) - SJR: 2,201 Q1 (2023); 2,147 Q1 (2025)
F. Úbeda, F.J. Forcadell, E. Aracil, A. Méndez, "How sustainable banking fosters the SDG 10 in weak institutional environments", Journal of Business Research, Vol. 146, pp. 277 - 287, July 2022. [Online: April 2022] doi: 10.1016/j.jbusres.2022.03.065
JCR-JIF: 11,300 Q1 (2022); 11,100 Q1 (2025) - SJR: 2,895 Q1 (2022); 3,498 Q1 (2025)

show 5 highlighted publications

Journal Publications

F.J. Forcadell, J.J. Nájera-Sánchez, E. Aracil, F. Úbeda, "So Good, but So Far Away? The Effect of Institutional Distance on the Parent CSR and Subsidiary Reputation Link", Business Ethics, the Environment & Responsibility, Vol. 35, nº. 3, pp. 2412 - 2432, July 2026. [Online: November 2025] doi: 10.1111/beer.70043
JCR-JIF: 5,300 Q1 (2025) - SJR: 1,192 Q1 (2025)
C. Valor, E. Aracil, C. Bellón, L. Fernández-Méndez, "Corporate activism in conflict escalation: The strategy of discursive mediation", Journal of Business Research, Vol. 204, pp. 115857, February 2026. [Online: November 2025] doi: 10.1016/j.jbusres.2025.115857
JCR-JIF: 11,100 Q1 (2025) - SJR: 3,498 Q1 (2025)
E. Aracil, T. Gerres, A.J. Kuehlwein, "Can Environmental Performance and Targets Signal True Sustainability Advancements? An Evaluation Framework with Evidence from Polluting Industries", Journal of Sustainability Research, Vol. 7, nº. 4, pp. e250069, December 2025. [Online: December 2025] doi: 10.20900/jsr20250069
SJR: 0,290 Q2 (2025); 0,290 Q2 (2025)
E. Aracil, L. Fernández-Méndez, D. Roch Dupré, F.J. Fuertes, "Trust and financial inclusion: A literature review with reference to the digital transformation", Heliyon, Vol. 11, nº. 16, pp. e44128, November 2025. [Online: November 2025] doi: 10.1016/j.heliyon.2025.e44128
JCR-JIF: 3,600 Q1 (2024) - SJR: 0,739 Q1 (2025); 0,739 Q1 (2025)
G. Akullo, E. Aracil, S. Mwaura, C. McMillan, "Beyond teaching: the extended role of informal entrepreneurship education and training in challenging contexts", International Journal of Entrepreneurial Behavior & Research, Vol. 31, nº. 8, pp. 2049 - 2071, August 2025. [Online: October 2024] doi: 10.1108/IJEBR-09-2023-0917
JCR-JIF: 5,100 Q1 (2025); - SJR: 1,377 Q1 (2025);
N.C. Verdugo Rojas, D. Roch Dupré, E. Aracil, "Cultivating Spirituality in Organizations: The Role of Spiritual Discernment", Journal of Management Spirituality & Religion, Vol. 22, nº. 3, pp. 373 - 389, May 2025. [Online: December 2024] doi: 10.51327/YROV5848
JCR-JIF: 0,700 (2023) - SJR: 0,395 Q1 (2025); 0,395 Q1 (2025)
E. Aracil, J. Jung, A. Melguizo, "Leveraging fintech mobile money to expand banks’ financial services in developing countries", Finance Research Letters, Vol. 72, pp. 106280, February 2025. [Online: October 2024] doi: 10.1016/j.frl.2024.106280
JCR-JIF: 7,100 Q1 (2025); - SJR: 1,672 Q1 (2025);
D. Roch Dupré, E. Aracil, P. Calvo-Báscones, "Monitoring socioeconomic readiness for the demographic transition: Introducing the Senior Economy Tracker", Structural Change and Economic Dynamics, Vol. 71, pp. 430 - 443, December 2024. [Online: August 2024] doi: 10.1016/j.strueco.2024.08.007
JCR-JIF: 5,500 Q1 (2024); 6,100 Q1 (2025) - SJR: 1,406 Q1 (2024); 1,421 Q1 (2025)
E. Aracil, E. Diaz-Aguiluz, G. Gomez-Bengoechea, R. Mota, D. Roch Dupré, "Regional socioeconomic assessments with a genetic algorithm: an application on income inequality across municipalities", Social Indicators Research, Vol. 173, pp. 499 - 521, June 2024. [Online: May 2024] doi: 10.1007/s11205-024-03345-4
JCR-JIF: 2,800 Q1 (2024); 3,200 Q1 (2025) - SJR: 0,933 Q1 (2024); 0,918 Q1 (2025)
E. Redondo, E. Aracil, "Climate-related credit risk: Rethinking the credit risk framework", Global Policy, Vol. 15, nº. S1, pp. 21 - 33, March 2024. doi: 10.1111/1758-5899.13315
JCR-JIF: 1,800 Q2 (2024); 2,200 Q2 (2025) - SJR: 0,631 Q1 (2024); 0,751 Q1 (2025)
F.J. Forcadell, A. Lorena, E. Aracil, "The firm under the spotlight: how stakeholder scrutiny shapes corporate social responsibility and its influence on performance", Corporate Social Responsibility and Environmental Management, Vol. 30, nº. 3, pp. 1258 - 1272, May 2023. [Online: November 2022] doi: 10.1002/csr.2417
JCR-JIF: 8,300 Q1 (2023); 10,100 Q1 (2025) - SJR: 2,201 Q1 (2023); 2,147 Q1 (2025)
F. Úbeda, F.J. Forcadell, E. Aracil, A. Méndez, "How sustainable banking fosters the SDG 10 in weak institutional environments", Journal of Business Research, Vol. 146, pp. 277 - 287, July 2022. [Online: April 2022] doi: 10.1016/j.jbusres.2022.03.065
JCR-JIF: 11,300 Q1 (2022); 11,100 Q1 (2025) - SJR: 2,895 Q1 (2022); 3,498 Q1 (2025)
E. Aracil, G. Gomez-Bengoechea, O. Moreno-de-Tejada, "Institutional quality and the financial inclusion-poverty alleviation link: Empirical evidence across countries", Borsa Istanbul Review, Vol. 22, nº. 1, pp. 179 - 188, January 2022. [Online: March 2021] doi: 10.1016/j.bir.2021.03.006
JCR-JIF: 5,200 Q1 (2022); 5,700 Q1 (2025) - SJR: 0,822 Q1 (2022); 1,375 Q1 (2025)
E. Aracil, J.J. Nájera-Sánchez, F.J. Forcadell, "Sustainable banking: a literature review and integrative framework", Finance Research Letters, Vol. 42, pp. 101932, October 2021. [Online: January 2021] doi: 10.1016/j.frl.2021.101932
JCR-JIF: 9,848 Q1 (2021); 7,100 Q1 (2025) - SJR: 2,007 Q1 (2021); 1,672 Q1 (2025)
F.J. Forcadell, E. Aracil, "A purpose-action framework for corporate social responsibility in times of shock", Journal of Cleaner Production, Vol. 312, pp. 127789, August 2021. [Online: June 2021] doi: 10.1016/j.jclepro.2021.127789
JCR-JIF: 11,072 Q1 (2021); 10,700 Q1 (2025) - SJR: 1,921 Q1 (2021); 2,019 Q1 (2025)
F.J. Forcadell, F. Úbeda, E. Aracil, "Effects of environmental corporate social responsibility on innovativeness of spanish industrial SMEs", Technological Forecasting and Social Change, Vol. 162, pp. 120355, January 2021. [Online: October 2020] doi: 10.1016/j.techfore.2020.120355
JCR-JIF: 10,884 Q1 (2021); 13,500 Q1 (2025) - SJR: 2,336 Q1 (2021); 3,479 Q1 (2025)
F.J. Forcadell, E. Aracil, "La responsabilidad corporativa de emergencia en tiempos de conmoción: un marco para el análisis de la respuesta empresarial a la COVID-19", Revista de Contabilidad y Tributación. CEF, Nº. 451, pp. 175 - 208, October 2020. doi: 10.51302/rcyt.2020.3755
F.J. Forcadell, E. Aracil, F. Úbeda, "Using reputation for corporate sustainability to tackle banks digitalization challenges", Business Strategy and the Environment, Vol. 29, nº. 6, pp. 2181 - 2193, September 2020. [Online: March 2020] doi: 10.1002/bse.2494
JCR-JIF: 10,302 Q1 (2020); 13,200 Q1 (2025) - SJR: 2,123 Q1 (2020); 3,678 Q1 (2025)
F.J. Forcadell, E. Aracil, F. Úbeda, "The impact of corporate sustainability and digitalization on international banks’ performance", Global Policy, Vol. 11, nº. S1, pp. 18 - 27, January 2020. doi: 10.1111/1758-5899.12761
JCR-JIF: 2,084 Q2 (2020); 2,200 Q2 (2025) - SJR: 0,602 Q1 (2020); 0,751 Q1 (2025)
E. Aracil, "Corporate social responsibility of Islamic and conventional banks: the influence of institutions in emerging countries", International Journal of Emerging Markets, Vol. 14, nº. 4, pp. 582 - 600, September 2019. [Online: March 2019] doi: 10.1108/IJOEM-12-2017-0533
JCR-JIF: 1,022 Q3 (2019); 3,400 Q1 (2025) - SJR: 0,367 Q2 (2019); 0,891 Q1 (2025)
F.J. Forcadell, E. Aracil, "Can multinational companies foster institutional change and sustainable development in emerging countries? A case study", Business Strategy and Development, Vol. 2, nº. 2, pp. 91 - 105, June 2019. [Online: January 2019] doi: 10.1002/bsd2.45
JCR-JIF: 5,700 Q1 (2025) - SJR: 0,831 Q1 (2025)
F.J. Forcadell, E. Aracil, F. Úbeda, "The influence of innovation on corporate sustainability in the international banking industry", Sustainability, Vol. 11, nº. 11, pp. 3210, June 2019. [Online: June 2019] doi: 10.3390/su11113210
JCR-JIF: 2,576 Q2 (2019); 4,100 Q2 (2025) - SJR: 0,581 Q2 (2019); 0,750 Q1 (2025)
E. Aracil, "¿Los bancos socialmente responsables son más innovadores? Evidencia empírica del efecto de la innovación y digitalización sobre la responsabilidad social corporativa en la banca europea", Revista de Contabilidad y Tributación. CEF, Nº. 420, pp. 203 - 230, March 2018. doi: 10.51302/rcyt.2018.4171
F.J. Forcadell, E. Aracil, "Sustainable banking in Latin American developing countries: leading to (mutual) prosperity", Business Ethics, the Environment & Responsibility, Vol. 26, nº. 4, pp. 382 - 395, October 2017. [Online: September 2017] doi: 10.1111/beer.12161
JCR-JIF: 5,300 Q1 (2025) - SJR: 1,192 Q1 (2025)
F.J. Forcadell, E. Aracil, "European banks' reputation for corporate social responsibility", Corporate Social Responsibility and Environmental Management, Vol. 24, nº. 1, pp. 1 - 14, February 2017. [Online: January 2017] doi: 10.1002/csr.1402
JCR-JIF: Q1 (2017); 10,100 Q1 (2025) - SJR: Q1 (2017); 2,147 Q1 (2025)
E. Aracil, F.J. Forcadell, J. López Pascual, "¿La sostenibilidad genera valor? Un análisis de los bancos europeos cotizados en el Dow Jones Sustainability Index en el periodo 2003-2013", Revista de Contabilidad y Tributación. CEF, Nº. 395, pp. 135 - 156, February 2016. doi: 10.51302/rcyt.2016.4577

show 26 journal publications

Projects

show 14 projects

Ph.D. Thesis

Developed:

E. Aracil, "Banca sostenible: un análisis sobre su viabilidad financiera", PhD. dissertation, King Juan Carlos University, Madrid, Spain, 2015.

In progress:

N. Verdugo Rojas, "Cultivating spirituality in organizations. The role of spiritual discernment", PhD. dissertation, Comillas Pontifical University, Madrid, Spain.
M. Redondo García, "CLIMATE-RELATED CREDIT RISK: RETHINKING THE CREDIT RISK FRAMEWORK", PhD. dissertation, Comillas Pontifical University, Madrid, Spain.
F. Quintana Fernández, "The impact of longevity on banks' profitability", PhD. dissertation, Comillas Pontifical University, Madrid, Spain.

show 4 Ph.D. Thesis

Conference Papers

show 10 conference papers

Books and Book Chapters

show 8 books and book chapters

International Exchanges

May 2022, Management Department, Sapienza Università di Roma. Rome (Italy).

show 1 international exchanges

Invited Conferences and Seminars

Chair in "Openning of the Seminar" Jornada STEM « Construir una carrera STEM: Decisiones, liderazgo y futuro profesional» . Cátedra STEM Mujer. Universidad Pontificia Comillas; y Vocento. Madrid (Spain). Feb 2026.
Presentation "Senior Economy Tracker" iLAB Connect. International Lab (iLAB). Ayuntamiento de Madrid. Madrid (Spain). Nov 2025.
Conference "Understanding demographic transformation to inspire a new economic and social paradigm: the Senior Economy Tracker" II Encuentro de Longevidad. Cátedra Iberdrola de Ética Económica y Empresarial. Universidad Pontificia Comillas. Madrid (Spain). Oct 2024.
Seminar "Monitoring socioeconomic readiness for the demographic transition: Introducing the Senior Economy Tracker" Seminars of the Economic Research Portal at the Banco de España. Banco de España. Madrid (Spain). Oct 2024.
Conference "Multinational enterprises as agents of global transformation. A review and framework for scaling up solutions to Grand Challenges" Global Strategy Journal Idea & Paper Development Workshop. Norwegian University of Science and Technology - NTNU. Ålesund (Norway). Sep 2024.
Conference "Progress towards longevity economics: the silver economy tracker" I Encuentro sobre longevidad y bienestar social y económico. Cátedra Iberdrola de Ética Económica y Empresarial. Universidad Pontificia Comillas. Madrid (Spain). Jun 2023.
Chair in "Round table: The challenge of sustainability for the financial sector". Universidad Pontificia Comillas. Madrid (Spain). Oct 2022.
Chair in "Round table: Analysis of current challenges" Foro anual «La Aceleración de la Transición Ecológica como Respuesta a los Retos Actuales». Grupo Español para el Crecimiento Verde (GECV). Madrid (Spain). Jun 2022.
Chair in "Round table: ESG challenges in the 4th industrial revolution". Cátedra de Industria Conectada. Universidad Pontificia Comillas. Madrid (Spain). Jun 2022.
Workshop "AMR Idea Development Workshop". Academy of Management. Madrid (Spain). Apr 2022.
Conference "An analytical framework for the silver economy in Europe" Conferencia sobre el futuro de Europa (COFE). Universidad Pontificia Comillas. Madrid (Spain). Mar 2022.
Round table "We will live 100 years: rethinking the economics of longevity in Europe" Conferencia sobre el futuro de Europa (COFE). Universidad Pontificia Comillas. Madrid (Spain). Mar 2022.
Conference "Silver economy" III Jornadas «Mayores y postpandemia: derechos, riesgos y oportunidades». Observatorio de Conciliación, Corresponsabilidad y Diversidad. Universidad Pontificia Comillas. Madrid (Spain). Nov 2021.
Round table "The demographic challenge and the Silver Economy" Semana de la Ciencia y la Innovación 2021. Fundación para el conocimiento madri+d. Comunidad de Madrid. Madrid (Spain). Nov 2021.
Conference "The silver economy tracker, an interdisciplinary approach" Measuring the silver economy: impact and metrics. An interdisciplinary approach to ageing societies. Universidad Pontificia Comillas; Centro de investigación Ageingnomics - Fundación MAPFRE. Madrid (Spain). Jun 2021.
Presentation "Ageingnomics. The economics of aging" Foro de Fundaciones y sociedad civil Demos 2020. Asociación Española de Fundaciones para el desarrollo de la sociedad civil (AEF). Madrid (Spain). Dec 2020.
Conference "Impact of COVID on Latin America" COVID-19 Webinar. Geneva Centre for Security Policy. Online. Jun 2020.

show 17 invited conferences and seminars

Organization of Scientific Meetings

Organization of "Round table: The challenge of sustainability for the financial sector". Universidad Pontificia Comillas. Madrid (Spain). Oct 2022.
Organization of "Workshop «Recent contributions in climate finance»". Cátedra de Estudios Sobre el Hidrógeno; y Cátedra de Caixabank Economía Sostenible. Madrid (Spain). Jun 2022.
Organization of "Climate change and climate finance: the key role of the banking sector in emerging markets". Universidad Pontificia Comillas. Madrid (Spain). May 2022.
Organization of "Banking on ESG. Microfinance in Spain". Universidad Pontificia Comillas. Madrid (Spain). Apr 2022.
Organization of "Conference on the future of Europe (COFE). Round table: We will live 100 years: rethinking the economics of longevity in Europe". Universidad Pontificia Comillas. Madrid (Spain). Mar 2022.
Organization of "Measuring the silver economy: impact and metrics. An interdisciplinary approach to ageing societies". Universidad Pontificia Comillas; Centro de investigación Ageingnomics - Fundación MAPFRE. Madrid (Spain). Jun 2021.

show 6 organization of scientific meetings

Technical Reports

E. Aracil, D. Roch Dupré, P. Calvo-Báscones, "Senior Economy Tracker: cuantificando el progreso de la longevidad en Europa". Project: MapfreTRACKER. Funded by Fundación Mapfre. Aug/2024. IIT-24-253I

show 1 technical reports

External Relevant Positions

Editor at "Essential concepts of sustainable finance: An A-Z guide" Routledge, part of the Taylor & Francis Group. London (United Kingdom). Jul 2023.

show 1 external relevant positions

Media and research dissemination

"Comillas are entrepreneur". 1, 2, 3, Comillas. (Apr 2026)
"How to build a STEM career: “Let's stop thinking that there are professions for men and professions for women”". Revista Mujerhoy. (Feb 2026)
"Economics and longevity: is Spain prepared for the demographic transition and the challenges of aging?". La Vanguardia. (Nov 2024)
"Economy and longevity: are we ready for the demographic transition?". The Conversation. (Sep 2024)
"New government team". Revista Comillas. Nº113, p.17. (Sep 2024)
"Book review «Essential Concepts of Sustainable Finance: An A-Z Guide»". Asian Impact Management Review. Summer 2024 (Jun 2024)
"Why is it necessary to extend the working life of the over 50s?". Cope. Economía (Sep 2023)
"Sustainable finance challenges". 1, 2, 3, Comillas. (Feb 2023)
"Sustainable finance: set the stage for a simmering industry". elEconomista.es. (Feb 2023)
"Companies that take care of sustainability obtain higher financial profitability". The Conversation. (Dec 2022)
"Sustainable finance for our common future". Revista Comillas. Nº108, p. 67. (Dec 2022)
"Time, the most precious asset for a researcher". Revista Comillas. Nº107, p. 32-33. (Jul 2022)
"Longevity economy". Buenos días Madrid. Onda Madrid. Min 16. (Mar 2022)
"Response to «From an aging society to an economy of longevity»". Diálogo Abierto. (Feb 2022)
"Economics of longevity and the life of 100 years". Onda Cero. De cero al infinito. Desde 1h 22 min (Jan 2022)
"Living in the metaverse and the scarcity economy". Cinco Días (Nov 2021)
"Not so distant horizons: the silver economy". elEconomista.es. (Aug 2021)
"The Demographic challenge and the silver economy". Radio Intereconomía (Jul 2021)
"what the silver economy is?". Aragón Radio. Despierta Aragón. (Jul 2021)
"The Demographic challenge and the silver economy". Radio Asturias. La buena tarde (desde min 39,25) (Jul 2021)
"Leading indicators and the post-pandemic economy". 360 Smart Vision. (Apr 2021)
"Sustainable banking or just banking of the 21st century?". Cinco Días. (Mar 2021)
"COVID-19: Towards another lost decade in Latin America?". The Conversation. (Jun 2020)
"Great opportunities". Cambio Financiero. Grupo Cambio 16. Vol. 95. (Apr 2020)
"The recipes of the Nobel Prize in economics to reduce poverty". El País. (Oct 2019)
"The recipes of the Nobel Prize in economics to reduce poverty". The Conversation. (Oct 2019)

show 26 media and research dissemination

Fellowships and Awards

«So good but so far away? How institutional distance shape subsidiaries’ reputation building from multinationals’ corporate social responsibility.» "Best paper award on “Management Challenges in Business for Society” on the EURAM 2023". European Academy of Management (EURAM). Dublin (Ireland). Jun 2023.
Fellowship "Erasmus Scholarship «Teachers / Researcher» Training". Sapienza Università di Roma. Rome (Italy). May 2022.
«La responsabilidad corporativa de emergencia en tiempos de conmoción» "Estudios Financieros 2020 Award on Accounting and Business Administration". Centro de Estudios Financieros (CEF). Madrid (Spain). Oct 2020.
«Redefining boundaries and scope in financial services firms: the complementarity between digitalization and corporate sustainability capabilities » "II Prize Bankinter Consumer Finance-ICADE to Business Ethics Research, CSR, Corporate Governance and Sustainability". Bankinter Consumer Finance; Universidad Pontificia Comillas. Madrid (Spain). Jun 2019.
«Redefining boundaries and scope in financial services firms: the complementarity between digitalization and corporate sustainability capabilities » "Finalist Award for the best work- XXIX ACEDE Congress". Asociación Científica de Economía y Dirección de la Empresa (ACEDE). Corunna (Spain). Jun 2019.
«Sustainable Banking and developing markets: Leading to (mutual) prosperity » "Second prize Best communication in I Workshop ACEDE financial section". Asociación Científica de Economía y Dirección de la Empresa (ACEDE). Santander (Spain). Apr 2016.
«¿La sostenibilidad genera valor? Un análisis de los bancos europeos cotizados en DJSI en el período 2003-2013. » "Finalist award Estudios Financieros 2015". Centro de Estudios Financieros (CEF). Madrid (Spain). Oct 2015.

show 7 fellowships and awards

Dra. Elisa María Aracil Fernández

Highlighted Publications

E. Aracil, J. Jung, A. Melguizo, "Leveraging fintech mobile money to expand banks’ financial services in developing countries", Finance Research Letters, Vol. 72, pp. 106280, February 2025. [Online: October 2024] doi: 10.1016/j.frl.2024.106280 JCR-JIF: 7,100 Q1 (2025); - SJR: 1,672 Q1 (2025);

Journal Publications

E. Aracil, J. Jung, A. Melguizo, "Leveraging fintech mobile money to expand banks’ financial services in developing countries", Finance Research Letters, Vol. 72, pp. 106280, February 2025. [Online: October 2024] doi: 10.1016/j.frl.2024.106280 JCR-JIF: 7,100 Q1 (2025); - SJR: 1,672 Q1 (2025);

E. Redondo, E. Aracil, "Climate-related credit risk: Rethinking the credit risk framework", Global Policy, Vol. 15, nº. S1, pp. 21 - 33, March 2024. doi: 10.1111/1758-5899.13315 JCR-JIF: 1,800 Q2 (2024); 2,200 Q2 (2025) - SJR: 0,631 Q1 (2024); 0,751 Q1 (2025)

Projects

Ph.D. Thesis

Developed:

In progress:

N. Verdugo Rojas, "Cultivating spirituality in organizations. The role of spiritual discernment", PhD. dissertation, Comillas Pontifical University, Madrid, Spain.

M. Redondo García, "CLIMATE-RELATED CREDIT RISK: RETHINKING THE CREDIT RISK FRAMEWORK", PhD. dissertation, Comillas Pontifical University, Madrid, Spain.

F. Quintana Fernández, "The impact of longevity on banks' profitability", PhD. dissertation, Comillas Pontifical University, Madrid, Spain.

Conference Papers

Books and Book Chapters

International Exchanges

May 2022, Management Department, Sapienza Università di Roma. Rome (Italy).

Invited Conferences and Seminars

Chair in "Openning of the Seminar" Jornada STEM « Construir una carrera STEM: Decisiones, liderazgo y futuro profesional» . Cátedra STEM Mujer. Universidad Pontificia Comillas; y Vocento. Madrid (Spain). Feb 2026.

Presentation "Senior Economy Tracker" iLAB Connect. International Lab (iLAB). Ayuntamiento de Madrid. Madrid (Spain). Nov 2025.

Conference "Understanding demographic transformation to inspire a new economic and social paradigm: the Senior Economy Tracker" II Encuentro de Longevidad. Cátedra Iberdrola de Ética Económica y Empresarial. Universidad Pontificia Comillas. Madrid (Spain). Oct 2024.

Seminar "Monitoring socioeconomic readiness for the demographic transition: Introducing the Senior Economy Tracker" Seminars of the Economic Research Portal at the Banco de España. Banco de España. Madrid (Spain). Oct 2024.

Conference "Multinational enterprises as agents of global transformation. A review and framework for scaling up solutions to Grand Challenges" Global Strategy Journal Idea & Paper Development Workshop. Norwegian University of Science and Technology - NTNU. Ålesund (Norway). Sep 2024.

Conference "Progress towards longevity economics: the silver economy tracker" I Encuentro sobre longevidad y bienestar social y económico. Cátedra Iberdrola de Ética Económica y Empresarial. Universidad Pontificia Comillas. Madrid (Spain). Jun 2023.

Chair in "Round table: The challenge of sustainability for the financial sector". Universidad Pontificia Comillas. Madrid (Spain). Oct 2022.

Chair in "Round table: Analysis of current challenges" Foro anual «La Aceleración de la Transición Ecológica como Respuesta a los Retos Actuales». Grupo Español para el Crecimiento Verde (GECV). Madrid (Spain). Jun 2022.

Chair in "Round table: ESG challenges in the 4th industrial revolution". Cátedra de Industria Conectada. Universidad Pontificia Comillas. Madrid (Spain). Jun 2022.

Workshop "AMR Idea Development Workshop". Academy of Management. Madrid (Spain). Apr 2022.

Conference "An analytical framework for the silver economy in Europe" Conferencia sobre el futuro de Europa (COFE). Universidad Pontificia Comillas. Madrid (Spain). Mar 2022.

Round table "We will live 100 years: rethinking the economics of longevity in Europe" Conferencia sobre el futuro de Europa (COFE). Universidad Pontificia Comillas. Madrid (Spain). Mar 2022.

Conference "Silver economy" III Jornadas «Mayores y postpandemia: derechos, riesgos y oportunidades». Observatorio de Conciliación, Corresponsabilidad y Diversidad. Universidad Pontificia Comillas. Madrid (Spain). Nov 2021.

Round table "The demographic challenge and the Silver Economy" Semana de la Ciencia y la Innovación 2021. Fundación para el conocimiento madri+d. Comunidad de Madrid. Madrid (Spain). Nov 2021.

Conference "The silver economy tracker, an interdisciplinary approach" Measuring the silver economy: impact and metrics. An interdisciplinary approach to ageing societies. Universidad Pontificia Comillas; Centro de investigación Ageingnomics - Fundación MAPFRE. Madrid (Spain). Jun 2021.

Presentation "Ageingnomics. The economics of aging" Foro de Fundaciones y sociedad civil Demos 2020. Asociación Española de Fundaciones para el desarrollo de la sociedad civil (AEF). Madrid (Spain). Dec 2020.

Conference "Impact of COVID on Latin America" COVID-19 Webinar. Geneva Centre for Security Policy. Online. Jun 2020.

Organization of Scientific Meetings

Organization of "Round table: The challenge of sustainability for the financial sector". Universidad Pontificia Comillas. Madrid (Spain). Oct 2022.

Organization of "Workshop «Recent contributions in climate finance»". Cátedra de Estudios Sobre el Hidrógeno; y Cátedra de Caixabank Economía Sostenible. Madrid (Spain). Jun 2022.

Organization of "Climate change and climate finance: the key role of the banking sector in emerging markets". Universidad Pontificia Comillas. Madrid (Spain). May 2022.

Organization of "Banking on ESG. Microfinance in Spain". Universidad Pontificia Comillas. Madrid (Spain). Apr 2022.

Organization of "Conference on the future of Europe (COFE). Round table: We will live 100 years: rethinking the economics of longevity in Europe". Universidad Pontificia Comillas. Madrid (Spain). Mar 2022.

Organization of "Measuring the silver economy: impact and metrics. An interdisciplinary approach to ageing societies". Universidad Pontificia Comillas; Centro de investigación Ageingnomics - Fundación MAPFRE. Madrid (Spain). Jun 2021.

Technical Reports

External Relevant Positions

Editor at "Essential concepts of sustainable finance: An A-Z guide" Routledge, part of the Taylor & Francis Group. London (United Kingdom). Jul 2023.

Media and research dissemination

"Comillas are entrepreneur". 1, 2, 3, Comillas. (Apr 2026)

"How to build a STEM career: “Let's stop thinking that there are professions for men and professions for women”". Revista Mujerhoy. (Feb 2026)

"Economics and longevity: is Spain prepared for the demographic transition and the challenges of aging?". La Vanguardia. (Nov 2024)

"Economy and longevity: are we ready for the demographic transition?". The Conversation. (Sep 2024)

"New government team". Revista Comillas. Nº113, p.17. (Sep 2024)

"Book review «Essential Concepts of Sustainable Finance: An A-Z Guide»". Asian Impact Management Review. Summer 2024 (Jun 2024)

"Why is it necessary to extend the working life of the over 50s?". Cope. Economía (Sep 2023)

"Sustainable finance challenges". 1, 2, 3, Comillas. (Feb 2023)

"Sustainable finance: set the stage for a simmering industry". elEconomista.es. (Feb 2023)

"Companies that take care of sustainability obtain higher financial profitability". The Conversation. (Dec 2022)

"Sustainable finance for our common future". Revista Comillas. Nº108, p. 67. (Dec 2022)

"Time, the most precious asset for a researcher". Revista Comillas. Nº107, p. 32-33. (Jul 2022)

"Longevity economy". Buenos días Madrid. Onda Madrid. Min 16. (Mar 2022)

"Response to «From an aging society to an economy of longevity»". Diálogo Abierto. (Feb 2022)

"Economics of longevity and the life of 100 years". Onda Cero. De cero al infinito. Desde 1h 22 min (Jan 2022)

"Living in the metaverse and the scarcity economy". Cinco Días (Nov 2021)

"Not so distant horizons: the silver economy". elEconomista.es. (Aug 2021)

"The Demographic challenge and the silver economy". Radio Intereconomía (Jul 2021)

"what the silver economy is?". Aragón Radio. Despierta Aragón. (Jul 2021)

"The Demographic challenge and the silver economy". Radio Asturias. La buena tarde (desde min 39,25) (Jul 2021)

"Leading indicators and the post-pandemic economy". 360 Smart Vision. (Apr 2021)

"Sustainable banking or just banking of the 21st century?". Cinco Días. (Mar 2021)

"COVID-19: Towards another lost decade in Latin America?". The Conversation. (Jun 2020)

"Great opportunities". Cambio Financiero. Grupo Cambio 16. Vol. 95. (Apr 2020)

"The recipes of the Nobel Prize in economics to reduce poverty". El País. (Oct 2019)

"The recipes of the Nobel Prize in economics to reduce poverty". The Conversation. (Oct 2019)

Fellowships and Awards

Fellowship "Erasmus Scholarship «Teachers / Researcher» Training". Sapienza Università di Roma. Rome (Italy). May 2022.

«La responsabilidad corporativa de emergencia en tiempos de conmoción» "Estudios Financieros 2020 Award on Accounting and Business Administration". Centro de Estudios Financieros (CEF). Madrid (Spain). Oct 2020.

«Sustainable Banking and developing markets: Leading to (mutual) prosperity » "Second prize Best communication in I Workshop ACEDE financial section". Asociación Científica de Economía y Dirección de la Empresa (ACEDE). Santander (Spain). Apr 2016.

«¿La sostenibilidad genera valor? Un análisis de los bancos europeos cotizados en DJSI en el período 2003-2013. » "Finalist award Estudios Financieros 2015". Centro de Estudios Financieros (CEF). Madrid (Spain). Oct 2015.

E. Aracil, J. Jung, A. Melguizo, "Leveraging fintech mobile money to expand banks’ financial services in developing countries", Finance Research Letters, Vol. 72, pp. 106280, February 2025. [Online: October 2024] doi: 10.1016/j.frl.2024.106280
JCR-JIF: 7,100 Q1 (2025); - SJR: 1,672 Q1 (2025);

E. Aracil, J. Jung, A. Melguizo, "Leveraging fintech mobile money to expand banks’ financial services in developing countries", Finance Research Letters, Vol. 72, pp. 106280, February 2025. [Online: October 2024] doi: 10.1016/j.frl.2024.106280
JCR-JIF: 7,100 Q1 (2025); - SJR: 1,672 Q1 (2025);

E. Redondo, E. Aracil, "Climate-related credit risk: Rethinking the credit risk framework", Global Policy, Vol. 15, nº. S1, pp. 21 - 33, March 2024. doi: 10.1111/1758-5899.13315
JCR-JIF: 1,800 Q2 (2024); 2,200 Q2 (2025) - SJR: 0,631 Q1 (2024); 0,751 Q1 (2025)